KIVA

KIVA – Loan Justification Your Name:

Potential Recipient URL: http://www.kiva.org/lend/348655 Name: Ali Country: Qana, Lebanon Type of Loan: Agriculture, Farming

Criteria

1. Risk

Borrower (Credit history/Personal character): Quite young, doing hard work and hoping to work his way up "the ladder"

Field Partner (Risk Rating, Delinquency Rate, Default Rate): 4 stars so quite good. All rates are below 1% and the default rate is 0%

Country Risk (Economic, Political, Natural Disaster): Lebanon is relatively stable for a third world counrty.

2. Business Plan - [|Small Business Start Ups]

Potential for success: I think it has quite good ptential. It says his services are in high demand.

Potential for sustainability: If he can work his way up the ladder he'll have his own field and hopefully be self-sustainable.

Potential for regional economic benefit: He'll be growing more crops which means more for the locals to buy.

3. Borrower

Perceived level of need: He seems to have quite a low social status but believes with hard work he can become wealthier.

Financial responsibilities/commitments of individual: His only costs are basic living and buying fertiliser which is what he wants money to buy. 4. Summary I think he has potential being young and the initiative to make it work!

KIVA – Loan Justification Your Name:

Potential Recipient URL: http://www.kiva.org/lend/350894 Name: Mavjigul Country: Jilikul, Tajikistan Type of Loan: Agriculture, Animal Sales

Criteria

1. Risk

Borrower (Credit history/Personal character): She has to pay to support her child and livestock but she seems nice and quite reliable.

Field Partner (Risk Rating, Delinquency Rate, Default Rate): It has 4 stars and all rates are below 1% with the default rate at 0%.

Country Risk (Economic, Political, Natural Disaster): Again quite stable for a third world country.

2. Business Plan - [|Small Business Start Ups]

Potential for success: She'd like to buy some calves with will help grow her breeding buisness and it seems like a plan with potential.

Potential for sustainability: She keeps livestock and is almost self-suficiant so she can sustain herself but with the extra money it may make it easier.

Potential for regional economic benefit: With more livestock there will be more food and more animals bred for others as well.

3. Borrower

Perceived level of need: She's not that young and has a child to support as well so some extra money would probably be very benificial.

Financial responsibilities/commitments of individual: To support herself, her child, and their livestock.

4. Summary

She has a family to support and having more livestock could benifit her entire comunity as well!